Julie Kuhn
Okaloosa County / Walton County
185 Brooks Street, Suite C201
Ft. Walton Beach, FL 32548
Office: (850) 586-7070    
Cell: (850) 240-2511

eMail: jkuhn@university-lending.com
Website: www.University-Lending.com

With 24 years of local mortgage industry experience, Julie Kuhn brings outstanding expertise and makes the home buying process as smooth and easy as possible. Julie strives to provide the best possible customer service through commitment and dedication to all parties involved. Specializing in VA, FHA, Conventional, Rural Housing financing and first time homebuyers, she enjoys providing the customer with the highest possible service while assisting them in obtaining a piece of the American dream.

Julie attended the University of Alabama and the University of South Florida, where she received her BS in Business Administration/Finance. Julie and her husband Bill are very proud to be a part of the local community, Bill is Retired from the US Air Force and together they own a local franchise of Edible Arrangements where Bill spends most of his work hours. They are also the proud parents of their two adopted children from Russia, Bo and Alexa. When not working, Julie enjoys traveling with her family, sporting events the kids are involved in, boating or just being near the beach or in the water.

Linda Kirkpatrick
Office: (850) 796-2112
Cell: (850) 598-3031
eMail: lindak@fnbt.com
Website: www.mortgage1one.com

Linda is the President of Mortgage One of the South, Inc. and is the originator of residential mortgage loans. She works in the areas of Okaloosa, Santa Rosa, Escambia and Walton counties. She has been with Mortgage One for 16 years and has over 25 years in the banking industry. She is a local and was born on Eglin AFB. She currently lives in Shalimar with her husband, Tim (retired USAF) and has a son, Patrick.

Her personal philosophy is "We want to be your lender for life. We do loans not just the 'right way" but right-a-way!"

Bart Swan

NMLSR# 351744
FL Lic.# LO28546
AL Lic.# 67597
Cell: 850.678.4663
Office: 850.729.0022
1354 John Sims Pkwy E,
Niceville, FL 32578
Email: BSwan@CertaintyHomeLoans.com
Website: www.BartSwanHomeLoans.com

Here is what a customer had to say about Bart and his team:  

“As my fourth home purchase, working with Bart was by far the best experience we've had. With one phone call, it was evident that Bart was our lender. I withdrew my request with our first mortgage company and began working with Bart and his team.  It was a near hands-off experience and almost as easy as buying a car. Whether you are military or civilian, this is your place for a mortgage loan!”